European Union — consumer-law refund rights
EU Consumer Rights Directive 2011/83/EU
Overview
Consumers have a 14-day cooling-off period for distance contracts (online purchases) and can withdraw without giving a reason.
Key points
- 14 days from the day the contract is concluded
- Applies to digital content bought online (distance contract)
- Exception: the right of withdrawal is lost once you expressly consent to immediate performance (download/stream) and acknowledge losing the withdrawal right
- If you withdraw in time, the trader must refund all payments within 14 days
- From 19 June 2026, EU sellers must provide an easy electronic withdrawal function
How this interacts with platform policy
Steam, Epic, and others show an explicit “I consent to perform immediately and lose my withdrawal right” checkbox at checkout. If you did NOT consent and the 14 days have not passed, you may have a stronger legal claim than the platform’s own policy allows. Nintendo EU/UK gives a 14-day withdrawal right but requires the same consent waiver.
All platforms
See the storefront policies this law sits on top of.
Compare platforms →Chargeback guide
If a platform refuses a legitimate refund, your card issuer may be the next step.
Open chargeback guide →Source & verification
- Primary: Your Europe — Returns and the right of withdrawal
- Retrieved and verified: 2026-08-16. Laws and enforcement change — confirm with the official source.